When the financial times get rough, everyone looks for new ways to make income. On this blog, we talk about Saving Cash, but that also means making more so youchave more to save.

A majority of Americans are insecure about their jobs right now, and rightfully so. The way to feel a little more secure is if you cut yoru costs, save the money, and also find ways to make more money and save that too. You can get a second job, possibly, but there are also options for working at home to make extra money.

Of course, nearly everyone would love to make a lot of money at home, be their own boss, and sit back and bank the dollars. Well, it just doesn’t work that way. But if you spend some time learning about what options are out there to make money from home, within three to six months, you could be putting aside a coupel hundred dollars a month. That’s a car payment, or at least some nice extra savings!

There are always plenty of scams too. Buying expensive courses is also not necessary. Here are a couple options for getting started making some cash at home, without any investment up front.

1. Sell your own stuff on EBay or Craig’s List. This is a classic, and believe it or not, people are still buying on ebay too! So, get rid of you junk, or offer to sell other people’s stuff, Ebay has excellent tutorials, and if you sell enough you might consider opening a store.

2. Sell other companies’ goods on your website. This is called affilate marketing. You are an affiliate of a merchant, build a website, and send traffic to the merchant, for a cut of the profits. Sites like Commission Junction and Ebay Partner Network help you get started. You will need a website however, but using a free service like Squidoo helps you set up sites where you can sell all kinds of affiliate goods to your visitors.

3. You can build a free blog that earns you money when visitors click on ads. Thius type of site uses Google Adsense, where Google places the ads, and you make money when your visitors click the ads.

4. You can create and sell items through sites like CafePress.com, which also provides you with a basic website for free to sell your own designs or those of other members.

These are just three starter ideas for building a business at home that makes money. We’ll post most in a future post about where to find more information and get your business in gear. Making money at home isn’t rocket science, considering how many people are making a living at it. Spend an hour each day and you could see extra cash rolling in in no time!